A grateful client has contacted Lifetime to offer their thanks for a ‘first rate’ service in a time of need.
Coming in for special praise was our financial planner Jennifer Broadhead (pictured below).
The client takes up the story: “Prior to June/July 2017 our investments had been overseen by an independent financial adviser who, over the 13 years we used him, became a close friend. So when he decided to retire we were concerned and somewhat anxious as to what was going to happen. My wife and I had been more than happy with the performance of our adviser and our investments. He guided us through the crash of 2008 and back into positive territory.
“Following his retirement we moved to Lifetime. We were more than anxious, to say the least, that we were dealing with a larger company and would perhaps lose that personal touch.
“Fortunately that has not been the case.
“We were immediately designated a personal adviser, in our case Jennifer Broadhead. Jennifer came out to see us and immediately began to put our minds at rest.
“She explained in relatively simple terms the philosophies of Lifetime, Vanguard and Transact. Being a born worrier, I have phoned and texted Jennifer on a number of occasions and she has always either phoned back or more often been to see us – and has helped to satisfy any queries we have had.
“The way in which our investments have been handled has been good, On the whole, even though we were very concerned initially, our experience of Lifetime, and the performance and competence of Jennifer Broadhead in particular, has been first rate. I would recommend them.”
Sadly, the client’s wife passed away recently.
He commented: “It has been a very upsetting and emotional time. My wife’s death meant that her investments needed to be transferred to me. This was handled efficiently and sensitively. Jennifer came to see me soon after my wife’s death to ‘check up on me’ and to discuss the future. I really appreciated that.”
Lifetime vision: Opening minds to a lifetime of possibilities.
Lifetime mission: We deliver life-changing financial modelling for our clients through our professional and dedicated team, creating life-long and trusted partnerships.
Now that January is over many of our New Year’s Resolutions may already be distant memories. But if this has happened to you, don’t despair! Maybe January 1st isn’t the best time for goal setting. And perhaps you need a bit of help to come up with goals that you’ll actually stick to!
One of my favourite aspects of training to be a financial planner are the soft skills sessions we have with our communications director, Bill. In these sessions we’ve discussed things like how to listen to our clients so that we can understand what they really want from life. We’ve talked about how we can vary our approach to suit our clients’ personalities. And we’ve looked at how cashflow modelling can help to answer our clients’ questions about the future.
The focus of our most recent session was goal setting, in our professional lives, our personal lives and with our finances. Helping our clients to set their own goals is a central part of financial planning. We aim to help people to work out what they really want from life and them we come up with a plan to help them to get there.
What does a good goal setting look like?
So why do those New Year’s Resolutions so often fail? It’s often because of the kind of Resolutions that people make. People might decide they want to get fit. Or they might want to spend more time with friends or family. But these resolutions aren’t specific so it makes it difficult to know whether we are making progress towards them. They can also be overambitious which makes us much more likely to quit.
A good goal needs to be SMART:
Specific – You need to know exactly what your goal is.
Measurable – Get some numbers in there so you can track your progress.
Achievable – There’s no point shooting for the stars.
Realistic – Set a target that will stretch you but that is not impossible.
Time Framed – Make sure you know when your goal should be achieved.
So what are a couple of my goals for 2018? Professionally, I want to pass the last four CII exams to qualify to give financial advice before the end of August 2018. And one of my personal goals is to train for and complete the Sheffield Half Marathon.
If your New Years Resolutions have crashed and burned already, maybe now is the time to set yourself some new, SMART goals. I wish you every success!
Lifetime are running a joint breakfast seminar run with Chadwick Lawrence Solicitors on Tuesday, 6th February (8.30am registration, 10am close), entitled ‘Business Owners – Planning for a Successful Future’.
As well as enjoying a free breakfast, the seminar will offer business owners an opportunity to consider appropriate exit strategies for themselves and their business.
The Corporate and Commercial team at Chadwick Lawrence will discuss the advantages of having shareholders agreements, the possibility of introducing employee share options and how to plan for a successful exit.
And then Lifetime directors William Bottomley and Rupert Smith (pictured below) will discuss how to provide the funds required for effective shareholder agreements and how financial planning can impact on successful exit planning for business owners.
If you would like further information or to register your interest please contact Neil Hodgson/Adele Guest at Chadwick Lawrence on 01226 208600/01924 379 078 or email@example.comfirstname.lastname@example.org
The event will be held at Chadwick Lawrence, Wakefield Office, Paragon Point, Paragon Business Village, Wakefield, WF1 2DF.
I never really expected to be working towards becoming a financial planner. At school I always loved science the most, with drama coming in as a close second. So you’d have thought I’d end up either with a life on the stage or a life in the lab.
For quite a few years I followed the less glamorous of these two routes. I studied Natural Sciences at Cambridge University and later came back to South Yorkshire to start a Plant Science PhD at Sheffield University. I stayed on at Sheffield University for nearly three years after the PhD, working on a project researching the thawing ground in subarctic Canada.
While I’ve truly enjoyed the work I’ve done in science, and while it has given me the opportunity to meet some great people and visit some fantastic places, I decided in 2015 that it was time to move on to something new.
So why financial planning? Well, while wondering what my next challenge should be I was lucky enough to meet Bill, Andrew and Luke from Lifetime at a Sheffield University careers event.
Bill showed the Lifetime Big Questions video and I was intrigued. I couldn’t wait to ask more about what I’d just seen. I also wondered how I would be able to help people with their big questions.
I’ve always enjoyed solving other people’s problems. Helping less experienced students at Sheffield University was one of my favourite aspects of the job. So, having the chance to guide people through the sometimes difficult world of personal finance seemed like the perfect next move for me.
A visit to Lifetime’s offices in Barnsley showed me exactly how I could help people to live the life they want to live. And I really can’t wait to get started. But before I can go out and begin helping clients there is a lot for me to learn.
Being a good financial planner isn’t just about understanding the technicalities. You also need to be a good listener, understand what makes people tick and what they want from life.
I’m writing this blog to give you an insight into my journey towards becoming the best financial planner I can be. But I’d also like you to be able to learn something useful about your finances along the way as well.
How can you get involved?
You can get involved by reading my blog posts! It’d be great if you would join my mailing list so that I can send you my latest updates.
But more than that I’d love it if you got in touch to let me know what you’d like me to write about. You can either email me with any questions, or Tweet @LifetimeFM if you’re on Twitter. I look forward to hearing from you!
The beginning of a new year. The perfect time for new beginnings. Ideal for making new plans. And talking of plans, there is nothing more important than a financial plan!
Now we know that those two words – financial plan – can strike fear into the hearts of many people who look upon money matters with trepidation.
Sometimes it can feel great to ‘fly by the seat of your pants’ – and letting things ‘just happen’. But not where your money is concerned. A proper financial plan – a life plan – is something that we all should look to put in place.And that is where we can help. Pulling together everything in your financial ‘bucket’ and marrying it with your goals and aspirations is true Financial Planning. Our objective is to enable you to bridge the gap between ‘perception’ and ‘reality’ through this process. Knowing what you are going to need will enable you to live your life as you want, and will give you the power to achieve your plan, without having to say…’oh, if only I’d known!’
We spend time with you discovering where you have come from and what is important to you now and in the future.
What are your concerns and what are your dreams and aspirations?
We will tell you the ‘Truth’ about your money and your plans, and through thorough cash flow forecaasting we put together a Financial Plan which will review with you every year to make certain your plan is on track.
So……a financial plan. Have you got one? If not, why not?
Do you want to live the life you want to live? Perhaps we could help you do that in 2018.
The 'Barnsley Businesses Inspiring Students' project (BBIS) is the brainchild of Lifetime - and is currently being run in conjunction with Horizon College, Darton College, Penistone, Greenacre and Holy Trinity. It is an exciting journey, one which hopefully will help inspire the future generation of successful employers and employees in and around the Barnsley borough.
The foundation of our financial management business has always been the relationships we have had with our clients and Lifetime has been built upon their loyalty and the level of service we have been able to provide. We have grown and continue to do so through the recommendations and referrals we receive from them, this...
Lifetimers have been getting together this week to talk about the emphasis we place on the importance of values and culture within our company. Our five ‘values’ – Integrity, Innovation, Ownership, Team and Communication – were discussed at length. Here are some pictures, taken by our colleague Annabelle, of some fantastic meetings!