News

Employers should take more responsibility for providing financial education, survey suggests

More than a third of the working British population believe that employers should take more responsibility for providing financial education and guidance for their employees.

That is according to Unum’s Workplace Communication Blueprint.

Unum provide employee benefits, which form a valuable part of any effective workplace wellbeing strategy. Their findings – the culmination of a YouGov study of 1,000 employees and an in-depth round table discussion with employee benefits and communications professionals – has highlighted a genuine eagerness among workers for more help and assistance when it comes to dealing with money matters.

Unum’s Workplace Communication Blueprint states that almost half of employees – 47% – found savings and investments confusing, and that if financial education and guidance was more available within the workplace it would help people set and achieve their own financial goals, giving them more control over their cash, and aiding their retirement aims as well as day-to-day, week-to-week and month-to-month budgeting.

Unum’s blueprint also found that 46% of people said that financial education and guidance would be both relevant and useful – and that nearly a third (32%) of workers feel that their employer does not understand what benefits are important to them.

And more than half of workers – 59% – stated that they would be reassured if their employer supported their financial wellbeing.

An employer that offers access to impartial financial information and advice, can certainly come across as someone who cares and supports their workforce. Indeed, 86% of employees who got involved in Unum’s Communication blueprint said that feeling in control of their own finances makes them feel less anxious, and that can lead them to be happier and more focussed in their jobs.

Lifetimers place importance on values and company culture

Lifetimers have been getting together this week to talk about the emphasis we place on the importance of values and culture within our company.

Our five ‘values’ – Integrity, Innovation, Ownership, Team and Communication – were discussed at length.

Here are some pictures, taken by our colleague Annabelle, of some fantastic  meetings!

Lifetime financial planner Robert presents referral scheme cheque to Dove House Hospice

Our Driffield-based financial planner Robert Bligh was a welcome visitor to Dove House Hospice in Hull on Thursday morning, to present a £308.16 cheque generated from the Lifetime referral scheme (see picture below).

Lifetime has clients up and down the country and the referral scheme has now raised over £34,700.

  • If you are happy with the service you have received from Lifetime and know of family, friends or colleagues you feel could benefit from this service; then we have found a way that will also benefit your local community.
  • For all introduced clients to Lifetime, we will donate, on your behalf, 10% of any initial fees generated on new transactions completed with these clients, to your local hospice.

 

Lifetime sponsor Barnsley Ladies skipper Lucy

Barnsley Ladies central defender and captain Lucy Turner was a welcome visitor to Lifetime House on Monday afternoon.

Lifetime are sponsoring the Barnsley skipper for the 2018-19 season and Lucy popped along to have her picture taken with our Managing Director Ian Dickinson.

Lifetime would like to wish Lucy and her team-mates all the very best for the campaign.

#YouReds

‘Our adviser Ken was friendly, professional and knowledgeable’

Lifetime Mortgage Adviser Ken Abbott has received a lovely, heartfelt message from grateful clients.

Dean and Alison Jacques had been looking for mortgage and life insurance advice and were delighted with how Ken (pictured below) dealt with their needs.

They said: “After being recommended by a colleague, we contacted Lifetime for financial advice, primarily to arrange a mortgage, but also for life insurance.

Our adviser Ken was friendly, professional and knowledgeable. He advised us with no pressure and found the right products for us.

“We would highly recommend Lifetime and will use their services again in the future.”

  • If you’re moving into a new home you’ll already have more than enough on your plate, but even if you just need help with a re-mortgage or product transfer we understand that you have a busy life. We can take the burden of dealing with mortgage lenders off your shoulders.
  • Our qualified mortgage advisers and experienced administration team can save you time by making sure that your application is organised and has all the important details first time.

Double exam delight for Lifetimers!

Following hot on the heels of the exam success enjoyed by their colleague James, Lifetimers Miles Myers and Joe Musson are also celebrating.

The two trainee financial planners have also successfully negotiated their latest exams.

Miles (pictured below) passed the RO2 (Investment principles and risk) paper.

Meanwhile, Joe (pictured below) was all smiles after he passed the RO3 (Personal Taxation) exam.

Well done guys!

Lifetimer James passes RO5 finance exam

A great piece of news emerged from Lifetime this week – with trainee financial planner James Fisher successfully passing the RO5 (Financial Protection) exam.

Former University of Sheffield graduate James (pictured below) is now just one more exam away from becoming  a fully qualified financial planner with the company.

James is just one of a number of trainee financial planners at Lifetime.

Well done James! Nearly there!

Look out for the Lifetime Mortgage Machine!

Once there was Scooby Doo and his mystery-solving chums Fred, Daphne, Velma and Shaggy………well now there is the Lifetime Mortgage Machine!

Our specialist mortgage team (pictured below) take the time to explain all of the different options open to you, to make sure that you are with the right provider and have the right mortgage product.

We firmly believe our Mortgage Department stand out from the crowd – and they are also happy not to take themselves too seriously! Which is rather a good thing, especially when we proposed a ‘social media make-over’ for them!

Taking inspiration from the legendary Scooby Doo cartoon series created in 1969 by the American animation company Hanna-Barbera, we have replaced the Mystery Machine with our very own ‘Mortgage Machine’.

While Scooby and ‘those pesky kids’ managed to track down and unmask criminals in their own, unique style, our experts unravel mortgage mysteries for our grateful clients.

Mortgage Advisers Ken Abbott (aka Shaggy), Scott Kershaw (Fred), Mortgage Manager Michelle Youel (Daphne) and Mortgage Administrator Beverley Shapcott (Velma)- together with Ken’s own dog Charlie standing in for Scooby – are pictured (below) in Lifetime’s very own Mortgage Machine, ready, willing and able to help people land their dream home!

Back in their cartoon heyday, the Mystery Machine popped up all over, tracking down and capturing criminals in eye-catching fashion.

The Lifetime Mortgage Machine is equally adept when it comes to delivering top quality advice and results!

And here are our Mortgage stars in their eye-catching ‘cartoon’ form!

    

Whether you’re buying your first home or moving up the housing ladder the time when you need a mortgage can be exciting.  However, choosing the mortgage for you can be daunting. Our mortgage brokers can help you to find the right deal.

We can help you with:

  • Your first mortgage as a first time buyer
  • A mortgage for your house move
  • Your buy-to let property
  • Product transfers

We will take the time to explain all of the different options to you to make sure you that you are with the right provider and have the right mortgage product.

If you’re moving into a new home you’ll already have more than enough on your plate, but even if you just need help with a re-mortgage or product transfer we understand that you have a busy life.  We can take the burden of dealing with mortgage lenders off your shoulders.

Our qualified mortgage advisers and experienced administration team can save you time by making sure that your application is organised and has all the important details first time.

Because we have many years of experience dealing with different lenders we know who can help you if you have complicated circumstances.  We deal with a full range of lenders from across the country.

We are here to offer help and advice to our clients, and we don’t believe in stopping as soon as your mortgage has been offered.  After you have received your offer we will still be here to help you with questions about your mortgage. This is part of the reason why we don’t collect our fee until you complete on your mortgage.

We will always be on your side.  If you want unbiased, expert advice and friendly service contact us by phone, email or through our contact form.

If you need mortgage help, then don’t hesitate to get in touch! The Lifetime Mortgage Machine could be the answer to your prayers!

  • Our fabulous quartet will be on regular show via our social media platforms:

Twitter: https://twitter.com/LifetimeFM

Facebook: https://www.facebook.com/LifetimeBarnsley/

Linkedin: https://www.linkedin.com/company/lifetimefm

Lifetimer James passes R04 Pensions and Retirement Planning exam with flying colours

Lifetimer James Fisher is now well on the way to becoming  a fully qualified financial planner with the company.

Former University of Sheffield graduate James (pictured below), is one of a number of trainee financial planners at Lifetime, and as well as his normal daily workload he has been studying hard for exams.

That revision paid off this week as James passed the RO4 Pensions and Retirement Planning exam.

Well done sir! Onwards and upwards!

Another bumper Lifetime cheque for Bluebell Wood Children’s Hospice

Lifetime financial planner Paul Bassinder and Social Media Manager Andrew Lodge were only too pleased to pop along to Bluebell Wood Children’s Hospice on Tuesday morning to deliver a cheque from our referral scheme.

Paul and Andrew are pictured below handing over the £758.48 cheque to Bluebell Wood fundraiser Julie Hampson.

Said Paul: “It was a pleasure to be invited to the hospice for the cheque presentation. They do such fabulous work and it is great to be able to help in some way.”

The amount Lifetime has given hospices up and down the country through its referral scheme has now soared past the £34,000 mark.

Find out more about our hospice scheme