Trainee financial planner Charlie passes RO2 exam

Lifetime trainee financial planner Charlie Parker is one happy young man!

Charlie  (pictured below) has been studying hard in the last few months – and that hard work paid off with a notable exam success.


Charlie passed his RO2 (Investment, Principles and Risk) exam on Monday.

Well done Charlie!

The power of Truth helps Lifetime client make life-changing decision

Lifetime financial planner Robert Bligh has seen at first hand how the power of ‘Truth’ can help a client make a ‘life-changing decision’, hopefully for the better.

Lifetime uses the fantastic cash flow modelling software from Prestwood Truth to help put together a client’s financial plan.

It helps us tell our clients the ‘truth’ about their money.

Driffield-based Robert (pictured below) met his client for a full review – and to look at his ‘Truth picture’.

Said Robert: “The client was 55, almost 56 years old, and in rented accommodation. Having looked at his picture I asked him why he was renting and not having his own property.

“He was unsure whether he could afford it. He had also lost his wife recently and admitted that he was low on confidence – and was certainly not confident of taking the plunge into the house market on his own.

“He was paying around £500 per month on his rent, but by looking at his Truth picture we could see that he could take out a mortgage over 10 years, which would cost him an extra £100 or so per month – a figure he could afford – and by the time he was 65 he would own his own home.

“That would in turn make him more comfortable in retirement.”

“He was very impressed – and interested – in what his Truth picture showed him. And a day ago he telephoned me to say he had found a house and had made an offer.”

As Robert points out: “Due to the client’s age, he had to make the decision now, because in a few years time he would not have been able to secure the mortgage he needed. He had to take the plunge now. That insight and knowledge is what makes the Truth software – and cash flow modelling – so very powerful.

Robert went on: “This job is not all about taking fees from clients, or putting thousands of pounds into investments. It is, as Lifetime’s mission statement says, about delivering ‘life-changing financial modelling for clients’.

“This particular client has made a life-changing decision, hopefully for the better. Truth has helped him.”

And so did you Robert. So did you.

Lifetime’s Angels brave wintry weather to attend International Women’s Day conference

Two of Lifetime’s Angels braved the wintry weather to get the opportunity to speak to hundreds of Yorkshire business women about the importance of cash flow financial modelling.

Business Development Consultant Janette Town and Lifetime Financial Planner Jennifer Broadhead (pictured below) battled with the snow and ice to reach Wetherby Racecourse, for the Yorkshire Ladies Links’ ‘Be Inspired’ Conference on International Women’s Day (March 8).

Lifetime had a stand at the popular event – which despite the dreadful weather was attended by hundreds of ladies from across the county.

Opening minds to a lifetime of possibilities

Minds were opened to a ‘lifetime of possibilities’ at our recent ‘Values Day’ at Wortley Hall.

All the Lifetimers came together to watch presentations delivered by our MD Ian Dickinson, Communications Director and ‘special guest’ Mel Bligh, before deciding on the six ‘value’ words we will shortly be making ‘part and parcel’ of our company going forward.

Lifetimer Annabelle took the following pictures of a fantastic event, where ‘no idea was a bad idea’.


Grateful client thankful for ‘first rate’ Lifetime service in time of need

A grateful client has contacted Lifetime to offer their thanks for a ‘first rate’ service in a time of need.

Coming in for special praise was our financial planner Jennifer Broadhead (pictured below).

The client takes up the story: “Prior to June/July 2017 our investments had been overseen by an independent financial adviser who, over the 13 years we used him, became a close friend. So when he decided to retire we were concerned and somewhat anxious as to what was going to happen. My wife and I had been more than happy with the performance of our adviser and our investments. He guided us through the crash of 2008 and back into positive territory.

“Following his retirement we moved to Lifetime. We were more than anxious, to say the least, that we were dealing with a larger company and would perhaps lose that personal touch.

“Fortunately that has not been the case.

“We were immediately designated a personal adviser, in our case Jennifer Broadhead. Jennifer came out to see us and immediately began to put our minds at rest.

“She explained in relatively simple terms the philosophies of Lifetime, Vanguard and Transact. Being a born worrier, I have phoned and texted Jennifer on a number of occasions and she has always either phoned back or more often been to see us – and has helped to satisfy any queries we have had.

“The way in which our investments have been handled has been good, On the whole, even though we were very concerned initially, our experience of Lifetime, and the performance and competence of Jennifer Broadhead in particular, has been first rate. I would recommend them.”

Sadly, the client’s wife passed away recently.

He commented: “It has been a very upsetting and emotional time. My wife’s death meant that her investments needed to be transferred to me. This was handled efficiently and sensitively. Jennifer came to see me soon after my wife’s death to ‘check up on me’ and to discuss the future. I really appreciated that.”

  • Lifetime vision: Opening minds to a lifetime of possibilities.
  • Lifetime mission: We deliver life-changing financial modelling for our clients through our professional and dedicated team, creating life-long and trusted partnerships.

There are easier ways to talk about your pension!

Lifetime’s new  video has catapulted Pension Manager Tom Nelson to ‘star status!’

Tom has been hailed the ‘new Steve McQueen’ after his action-packed showing in Lifetime’s new pension blockbuster!

Tom overcame a number of ‘obstacles’ to let people know that Lifetime are ready, willing and able to help you with your retirement planning.

Enjoy the video, but just remember, there ARE easier ways to talk to Tom and our specialist team about your pension!

Goal Setting for Success

Now that January is over many of our New Year’s Resolutions may already be distant memories.  But if this has happened to you, don’t despair!  Maybe January 1st isn’t the best time for goal setting.  And perhaps you need a bit of help to come up with goals that you’ll actually stick to!

One of my favourite aspects of training to be a financial planner are the soft skills sessions we have with our communications director, Bill.  In these sessions we’ve discussed things like how to listen to our clients so that we can understand what they really want from life.  We’ve talked about how we can vary our approach to suit our clients’ personalities.  And we’ve looked at how cashflow modelling can help to answer our clients’ questions about the future.

The focus of our most recent session was goal setting, in our professional lives, our personal lives and with our finances.  Helping our clients to set their own goals is a central part of financial planning.  We aim to help people to work out what they really want from life and them we come up with a plan to help them to get there.

What does a good goal setting look like?

So why do those New Year’s Resolutions so often fail?  It’s often because of the kind of Resolutions that people make.  People might decide they want to get fit.  Or they might want to spend more time with friends or family.  But these resolutions aren’t specific so it makes it difficult to know whether we are making progress towards them.  They can also be overambitious which makes us much more likely to quit.

A good goal needs to be SMART:

Specific – You need to know exactly what your goal is.

Measurable – Get some numbers in there so you can track your progress.

Achievable – There’s no point shooting for the stars.

Realistic – Set a target that will stretch you but that is not impossible.

Time Framed – Make sure you know when your goal should be achieved.

So what are a couple of my goals for 2018?  Professionally, I want to pass the last four CII exams to qualify to give financial advice before the end of August 2018.  And one of my personal goals is to train for and complete the Sheffield Half Marathon.

If your New Years Resolutions have crashed and burned already, maybe now is the time to set yourself some new, SMART goals.  I wish you every success!

Exam delight for Lifetimer James

Lifetime trainee financial planner James Fisher is one happy chap!

James (pictured below) has been studying furiously in the last few months – and that hard work paid off with a notable exam success.

James passed his RO2 (Investment, Principles and Risk) exam on Tuesday.

Well done sir!

Barnsley Hospice fundraising boosted by Lifetime referral scheme

Barnsley Hospice Corporate Fundraiser Simon Atkinson is becoming a regular visitor to Lifetime’s Dodworth headquarters.

Simon popped into Lifetime House on Monday lunchtime to receive another cash boost from our highly successful referral scheme.

Simon was presented with a cheque for £780.67 from Lifetime director Brian Skelton (see picture below).

Said Simon: “We are very, very grateful to Lifetime for the regular donations we receive from their referral scheme. It is a fantastic initiative.”

This latest hospice cheque took the Lifetime Referral Scheme total to over £32,000.

For all introduced clients to Lifetime, we will donate, on your behalf, 10% of any initial fees generated on new transactions completed with these clients, to your local hospice.

Twenty-one hospices up and down the country have benefited from the referral scheme (

Big birthday celebrations at Lifetime!

Lifetime are celebrating some very special birthdays this week.

The Lifetimers came together to deliver 50th Birthday presentations to Accounts Manager Nicola Dickinson and Office Administrator Elaine North (both pictured below).

Nicola turns 50 on Wednesday (January 24) and Elaine hits the same mark on Thursday (January 25).

To mark the occasion their fellow Lifetimers surprised them by decorating the office and offering up a ‘Happy Birthday’ sing-a-long!

Director Brian Skelton then delivered a top quality presentation…….in his suit and bow tie!

And that isn’t the end of the Lifetime birthdays this month!

Mortgage Administrator Bev Shapcott (pictured below) celebrates her birthday on Thursday, while Office Administrator Michael Naylor (also below) has his birthday on Sunday.

And Directors PA Tracey Lawton celebrates her birthday on Monday!

So there’s plenty of cake in the office!