Lifetimer James passes R04 Pensions and Retirement Planning exam with flying colours

Lifetimer James Fisher is now well on the way to becoming  a fully qualified financial planner with the company.

Former University of Sheffield graduate James (pictured below), is one of a number of trainee financial planners at Lifetime, and as well as his normal daily workload he has been studying hard for exams.

That revision paid off this week as James passed the RO4 Pensions and Retirement Planning exam.

Well done sir! Onwards and upwards!

Another bumper Lifetime cheque for Bluebell Wood Children’s Hospice

Lifetime financial planner Paul Bassinder and Social Media Manager Andrew Lodge were only too pleased to pop along to Bluebell Wood Children’s Hospice on Tuesday morning to deliver a cheque from our referral scheme.

Paul and Andrew are pictured below handing over the £758.48 cheque to Bluebell Wood fundraiser Julie Hampson.

Said Paul: “It was a pleasure to be invited to the hospice for the cheque presentation. They do such fabulous work and it is great to be able to help in some way.”

The amount Lifetime has given hospices up and down the country through its referral scheme has now soared past the £34,000 mark.

Find out more about our hospice scheme

Lifetimer Steve completes 23-mile Acorn Amble – raising cash for charity

Lifetime pension specialist Steve Lambarth once again successfully completed the 23-mile long ‘Acorn Amble’, from Castleton to Burncross, all in the aid of charity.

Steve (pictured below, far right, with his walking colleagues) undertook the seven-hour walk to raise money for Weston Park Cancer Charity.


He said: “A massive thanks to all those who sponsored me to complete the 23 mile hike from Castleton in Derbyshire to the Acorn Pub at Burncross (Chapeltown).

“Sore feet and sore limbs were the theme of the day for Sunday – a good day to be on the couch watching England beat Panama in the World Cup!

“As usual Lifetime have come up trumps and between you all you have committed over £400 to a great cause – Weston Park Cancer Charity.

“I’d like to issue a very big thanks to those people who kindly sponsored me and a presentation night will take place at the Acorn Inn in Burncross in a couple of months when all funds raised will be presented.”


Lifetime referral scheme generates more cash for Barnsley Hospice

Barnsley Hospice Corporate Fundraiser Simon Atkinson popped into Lifetime HQ on Friday afternoon to receive another bumper cash donation from our highly successful referral scheme.

Simon was presented with a cheque for £853.90 from Lifetime financial planner Steve Baskind (see picture below).

Said Simon: “We are very, very grateful to Lifetime for the regular donations we receive from their referral scheme. It is a fantastic initiative.

“The support from Lifetime over the last few years has been incredible. They have donated over £18,000 since their first donation in 2010. We’d like to say a big, big thank you to everyone at Lifetime on behalf of all the staff and volunteers at Barnsley Hospice.”

Twenty-one hospices up and down the country have benefited from the referral scheme (

This latest hospice cheque took the Lifetime Referral Scheme total to over £33,000.

For all introduced clients to Lifetime, we will donate, on your behalf, 10% of any initial fees generated on new transactions completed with these clients, to your local hospice.

Find out more about our hospice scheme

Lifetimer Tom passes pension exam

There was delight at Lifetime HQ on Friday morning – as the news came through that Pension Department Manager Tom Nelson had chalked up a notable exam success.

All Tom’s hard work and study paid off as confirmation came through that he had passed the AF7 pension transfers exam.

Well done Tom!

Look out for the Lifetime Mortgage Machine!

Once there was Scooby Doo and his mystery-solving chums Fred, Daphne, Velma and Shaggy………well now there is the Lifetime Mortgage Machine!

Our specialist mortgage team (pictured below) take the time to explain all of the different options open to you, to make sure that you are with the right provider and have the right mortgage product.

We firmly believe our Mortgage Department stand out from the crowd – and they are also happy not to take themselves too seriously! Which is rather a good thing, especially when we proposed a ‘social media make-over’ for them!

Taking inspiration from the legendary Scooby Doo cartoon series created in 1969 by the American animation company Hanna-Barbera, we have replaced the Mystery Machine with our very own ‘Mortgage Machine’.

While Scooby and ‘those pesky kids’ managed to track down and unmask criminals in their own, unique style, our experts unravel mortgage mysteries for our grateful clients.

Mortgage Advisers Ken Abbott (aka Shaggy), Scott Kershaw (Fred), Mortgage Manager Michelle Youel (Daphne) and Mortgage Administrator Beverley Shapcott (Velma)- together with Ken’s own dog Charlie standing in for Scooby – are pictured (below) in Lifetime’s very own Mortgage Machine, ready, willing and able to help people land their dream home!

Back in their cartoon heyday, the Mystery Machine popped up all over, tracking down and capturing criminals in eye-catching fashion.

The Lifetime Mortgage Machine is equally adept when it comes to delivering top quality advice and results!

And here are our Mortgage stars in their eye-catching ‘cartoon’ form!


Whether you’re buying your first home or moving up the housing ladder the time when you need a mortgage can be exciting.  However, choosing the mortgage for you can be daunting. Our mortgage brokers can help you to find the right deal.

We can help you with:

  • Your first mortgage as a first time buyer
  • A mortgage for your house move
  • Your buy-to let property
  • Product transfers

We will take the time to explain all of the different options to you to make sure you that you are with the right provider and have the right mortgage product.

If you’re moving into a new home you’ll already have more than enough on your plate, but even if you just need help with a re-mortgage or product transfer we understand that you have a busy life.  We can take the burden of dealing with mortgage lenders off your shoulders.

Our qualified mortgage advisers and experienced administration team can save you time by making sure that your application is organised and has all the important details first time.

Because we have many years of experience dealing with different lenders we know who can help you if you have complicated circumstances.  We deal with a full range of lenders from across the country.

We are here to offer help and advice to our clients, and we don’t believe in stopping as soon as your mortgage has been offered.  After you have received your offer we will still be here to help you with questions about your mortgage. This is part of the reason why we don’t collect our fee until you complete on your mortgage.

We will always be on your side.  If you want unbiased, expert advice and friendly service contact us by phone, email or through our contact form.

If you need mortgage help, then don’t hesitate to get in touch! The Lifetime Mortgage Machine could be the answer to your prayers!

  • Our fabulous quartet will be on regular show via our social media platforms:




Exam not too taxing for delighted Lifetimer Charlie!

Lifetimer Charlie Parker has taken another notable step towards establishing himself as a fully qualified financial planner with the company.

His latest exam – the RO3 (Personal Taxation) – proved to be not too taxing as the young man passed with flying colours!

Charlie (pictured below) is one of a number of trainee financial planners at Lifetime.

Well done young man!

Lifetimer Catherine passes RO1 exam

Congratulations are in order for Lifetime pension analyst Catherine O’Dowd.

Catherine (pictured below) has passed the RO1 finance exam and is understandably extremely happy!

All her colleagues are thrilled for her too.

Well done Catherine!

How much can I spend in retirement? Anne’s pension predicament

If you’ve read any of my previous blogs, you’ll probably have guessed that I enjoy running.  Sometimes, I run with music, other times without.  But I also listen to podcasts on some of my runs to keep me up-to-date with personal finance and financial planning news.  Recently, I listened to an episode of BBC Money Box Live in which Anne from Dorset asked the question “How much can I spend in retirement?”.

Title "How much can I spend in retirement? Anne's pension predicament

This is a question that might sound familiar to many pensioners or people approaching retirement.  While I’m not going to suggest what I might advise Anne to do, I am going to talk about some of the her points.

If you are wondering what guidance Anne was given, you should listen to the BBC’s podcast

Money For Nothing

In the podcast Anne imagines that others might think that she gets “Twenty thousand pounds a year for … doing nothing”.  But really, Anne receives her healthy pension income because she’s worked hard and saved throughout her life.

Our feelings towards money are complicated.  They can be affected by the financial situation our families were in when we were growing up.  Sometimes, our feelings about money, based on past experiences, can make it hard for us to make the right decisions in the present.

Speaking to a financial planner could help.  Talking things over with a professional could help someone like Anne to feel more content with the pension she receives and more confident about her financial future.

How much can I spend in retirement?  A financial plan could have the answer

Anne’s main worry seems to be that she is unsure how much of her money she can spend.  While it is clear that she would like to travel more, she’s not really sure if she can afford it.  This is probably an ambition that many of us share.  I certainly enjoy getting away and seeing new places.  So how can Anne work out how much she can spend in retirement?

Cash flow modelling is a way of working out whether you have enough money to live the life you want to live.  Using details about your income, spending, and future goals a financial planner can build you a plan for your retirement.  Hopefully, a financial plan would give Anne the confidence to spend her money.  She would be able to focus living her life rather than worrying about running out of money.


Bumper cash boost for Barnsley Hospice from Lifetime-sponsored golf day

The sun shone, the smiles were broad, the putts (sometimes) dropped and the cash flowed as the Lifetime-sponsored Barnsley Hospice golf day proved to be another tremendous success.

Silkstone Golf Club was the superb venue for teams from all over the Barnsley borough, who revelled in the lovely atmosphere and raised £6,260.71 for the hospice.

Said Lifetime Communications Director William Bottomley: “This is the seventh successive year that Lifetime has been a sponsor of the hospice golf day – the last six as main sponsors – and once again it was a huge success, really enjoyable. And the weather was absolutely fantastic!

“Thank you to all the teams and companies who took part and supported the hospice, raising vital funds for such a great cause.”

Before the golf swung into action, Lifetime director Bill presented Barnsley Hospice Corporate findraiser Simon Atkinson with a cheque raised from our hospice referral scheme (

Here are plenty of other pictures, including all the teams, from a great day (courtesy of Lifetimer Annabelle Dickinson):