I never really expected to be working towards becoming a financial planner. At school I always loved science the most, with drama coming in as a close second. So you’d have thought I’d end up either with a life on the stage or a life in the lab.
For quite a few years I followed the less glamorous of these two routes. I studied Natural Sciences at Cambridge University and later came back to South Yorkshire to start a Plant Science PhD at Sheffield University. I stayed on at Sheffield University for nearly three years after the PhD, working on a project researching the thawing ground in subarctic Canada.
While I’ve truly enjoyed the work I’ve done in science, and while it has given me the opportunity to meet some great people and visit some fantastic places, I decided in 2015 that it was time to move on to something new.
So why financial planning? Well, while wondering what my next challenge should be I was lucky enough to meet Bill, Andrew and Luke from Lifetime at a Sheffield University careers event.
Bill showed the Lifetime Big Questions video and I was intrigued. I couldn’t wait to ask more about what I’d just seen. I also wondered how I would be able to help people with their big questions.
I’ve always enjoyed solving other people’s problems. Helping less experienced students at Sheffield University was one of my favourite aspects of the job. So, having the chance to guide people through the sometimes difficult world of personal finance seemed like the perfect next move for me.
A visit to Lifetime’s offices in Barnsley showed me exactly how I could help people to live the life they want to live. And I really can’t wait to get started. But before I can go out and begin helping clients there is a lot for me to learn.
Being a good financial planner isn’t just about understanding the technicalities. You also need to be a good listener, understand what makes people tick and what they want from life.
I’m writing this blog to give you an insight into my journey towards becoming the best financial planner I can be. But I’d also like you to be able to learn something useful about your finances along the way as well.
How can you get involved?
You can get involved by reading my blog posts! It’d be great if you would join my mailing list so that I can send you my latest updates.
But more than that I’d love it if you got in touch to let me know what you’d like me to write about. You can either email me with any questions, or Tweet @LifetimeFM if you’re on Twitter. I look forward to hearing from you!
Lifetime are running a joint breakfast seminar run with Chadwick Lawrence Solicitors on Tuesday, 6th February (8.30am registration, 10am close), entitled ‘Business Owners – Planning for a Successful Future’.
As well as enjoying a free breakfast, the seminar will offer business owners an opportunity to consider appropriate exit strategies for themselves and their business.
The Corporate and Commercial team at Chadwick Lawrence will discuss the advantages of having shareholders agreements, the possibility of introducing employee share options and how to plan for a successful exit.
And then Lifetime directors William Bottomley and Rupert Smith (pictured below) will discuss how to provide the funds required for effective shareholder agreements and how financial planning can impact on successful exit planning for business owners.
If you would like further information or to register your interest please contact Neil Hodgson/Adele Guest at Chadwick Lawrence on 01226 208600/01924 379 078 or firstname.lastname@example.orgemail@example.com
The event will be held at Chadwick Lawrence, Wakefield Office, Paragon Point, Paragon Business Village, Wakefield, WF1 2DF.
The beginning of a new year. The perfect time for new beginnings. Ideal for making new plans. And talking of plans, there is nothing more important than a financial plan!
Now we know that those two words – financial plan – can strike fear into the hearts of many people who look upon money matters with trepidation.
Sometimes it can feel great to ‘fly by the seat of your pants’ – and letting things ‘just happen’. But not where your money is concerned. A proper financial plan – a life plan – is something that we all should look to put in place.And that is where we can help. Pulling together everything in your financial ‘bucket’ and marrying it with your goals and aspirations is true Financial Planning. Our objective is to enable you to bridge the gap between ‘perception’ and ‘reality’ through this process. Knowing what you are going to need will enable you to live your life as you want, and will give you the power to achieve your plan, without having to say…’oh, if only I’d known!’
We spend time with you discovering where you have come from and what is important to you now and in the future.
What are your concerns and what are your dreams and aspirations?
We will tell you the ‘Truth’ about your money and your plans, and through thorough cash flow forecaasting we put together a Financial Plan which will review with you every year to make certain your plan is on track.
So……a financial plan. Have you got one? If not, why not?
Do you want to live the life you want to live? Perhaps we could help you do that in 2018.
As alternative financial planners, Lifetime work in a different way.
We start off by finding out about you. What your hopes and ambitions are for the future. The ambitions you have for yourself and your family. Then we look at the resources you’ve got available to reach those dreams.
We use all the information you give us to build you a cash-flow model. This will look at how much money you have available in your bucket. We will use all this to put together a proper plan. And that’s why we call ourselves financial planners rather than financial advisers. We don’t just want to sell you something, we want to work with you so that you can live the life you want to live.
And while Simon was in the office he kindly unveiled the winning number for the Christmas chocolate bouquet – which raised over £60 for the hospice – and that led to Wrap Department Administrator Mathew being announced as the winner!
Christmas Jumpers were out in force at Lifetime HQ on Friday!
The Lifetimers took great delight in donning their festive favourites to mark Christmas Jumper Day 2017 – and our trainee accountant and ‘social secretary’ Annabelle was on hand to take photographic evidence!
Lifetime Financial Management wishes you a Merry Christmas!
And there was more festive fun to come later that day – as Cannon Hall Farm was the lovely venue for Lifetime’s ‘Christmas do’.
The 'Barnsley Businesses Inspiring Students' project (BBIS) is the brainchild of Lifetime - and is currently being run in conjunction with Horizon College, Darton College, Penistone, Greenacre and Holy Trinity. It is an exciting journey, one which hopefully will help inspire the future generation of successful employers and employees in and around the Barnsley borough.
The foundation of our financial management business has always been the relationships we have had with our clients and Lifetime has been built upon their loyalty and the level of service we have been able to provide. We have grown and continue to do so through the recommendations and referrals we receive from them, this...
Barnsley Hospice Corporate Fundraiser Simon Atkinson was a welcome visitor to Lifetime this morning – to receive another cheque from our highly successful referral scheme. Simon was all smiles as he was presented with a cheque for £632.18 from Lifetime financial planner Steve Baskind. (see picture below). Said Simon: “We are very, very grateful to Lifetime...