Latest Barnsley Hospice cheque takes Lifetime referral scheme over £30k mark

Lifetime’s Hospice Referral Scheme has now generated over £30,000.

Twenty hospices up and down the country have benefited from the referral scheme (, none more so than Barnsley Hospice.

And on Tuesday morning (November 21)  Barnsley Hospice Corporate Fundraiser Simon Atkinson was a welcome visitor to Lifetime House to receive a £600 cheque, presented to him by staff members Hayley, Elaine, James and Charlie (see picture below).

Said Simon: “We are very, very grateful to Lifetime for the regular donations we receive from their referral scheme.

“It is a fantastic initiative and we are so pleased that Lifetime and their loyal clients think of us and do so much to help.”

  • This latest Barnsley Hospice cheque took the Lifetime Referral Scheme total to £30,478.55.
  • For all introduced clients to Lifetime, we will donate, on your behalf, 10% of any initial fees generated on new transactions completed with these clients, to your local hospice.

Lifetime’s Angels on mission to make finance more female focussed!

Lifetime’s Angels are on a mission – to make financial services more female focussed!

A report from research firm Kantar (October 2017) stated that women find the world of financial services “aggressively masculine” – and that deters them from seeking financial advice or buying financial products.

Kantar sought views from 30,000 women and concluded that women often feel “diminished” when speaking to a financial adviser. The report highlighted that many women were likely to leave their money in a bank because they were so put off dealing with male financial advisers.

The report also suggested that financial services needs to ‘adapt and evolve’, in order to engage better with female clients and one of the report’s backers suggests one way to do this is to recruit more female financial advisers.

Well, here at Lifetime we have four qualified female advisers – who we firmly believe stand out from the rest.

They certainly do in our new online and social media promotion of them!

Once there were Charlie’s Angels………well now there are Lifetime’s Angels!

Tracey Warring, Janette Town, Karen Lodge and Jennifer Broadhead (pictured above, left to right) – are firm advocates of women in business, and as financial planners are ready, willing and able to pass on their expertise and knowledge to clients.

They are also happy not to take themselves too seriously! Which is rather a good thing, especially when we proposed a ‘social media make-over’ for them!

Back in the day, Charlie’s Angels were brilliant at tracking down and capturing criminals in their own unique style.

Well, Lifetime’s Angels are equally adept when it comes to delivering top quality financial advice!

And here they are in their eye-catching ‘cartoon Angels’ form!


Said Lifetime Communications Director William Bottomley: “Our challenge is always to get financial planning – often a difficult, complicated and ‘dry’ subject – over to the public in an engaging and unique way.

“We want to pique people’s interest in this vital subject that will affect the rest of their lives – and so if we can get people talking and thinking about financial planning – and the importance of having female input into the industry – through our social media characters then we feel we are doing our bit!”

Once they have have discovered what is important to you and how you want to live your life, Lifetime’s Angels will put together a financial plan with you.

They create this plan by using a financial bucket to illustrate what your present picture looks like and how likely it is you will be able to live the life you want now and in the future.

The plan is yours and will tell you the “Truth” about your financial situation and give you an accurate picture of what it will look like in the future. The Angels will be able to work with you to see how realistic your present plans are and if needs be put together a plan to help you achieve the life you want.

If you need financial advice, then don’t hesitate to get in touch! Lifetime’s Angels could be the answer to your prayers!

  • Our fabulous quartet will be on regular show via our social media platforms:








Double delight as Lifetimers Joe and Charlie pass RO1 exam

Congratulations are in order for Lifetime trainee financial planners Joe Musson and Charlie Parker.

Joe and Charlie (both pictured below) have passed the RO1 financial planning exam and are understandably extremely happy!

All their colleagues are thrilled for them too.

Well done Joe and Charlie!

More advisers should use cashflow planning says senior financial figure

A senior financial figure wants to see more cashflow planning used by advisers – something we heartily agree with here at Lifetime.

In his piece for, Danby Bloch, the chairman of Helm Godfrey and consultant at Platforum, commented:

“Cashflow planning and monitoring provides a core tool to enrich advice and justify annual fees to clients. The main anxiety clients have is that they will run out of cash before they reach the end of their lives.

“With just three key variables – pension and other income, investment values and expenditure levels – monitoring this position and adjusting for movements in any of them should be central to client reviews. The original long-term cashflow forecast for a client should set the basic parameters for the rest of their lives.”

In its recent consultation, the Financial Conduct Authority has asked whether cashflow planning should be used for defined benefit transfer analysis, having already strongly hinted it should certainly be for clients in decumulation, in particular.

Just under four out of 10 advisers (39 per cent) use cashflow planning for at least three-quarters of their retirement clients.

And 43 per cent only use the technique on less than a quarter of those clients – or none at all!

Here at Lifetime we use the fantastic cash flow modelling software from Prestwood Truth to help put together a client’s financial plan. It helps us tell them the truth about their money.

  • You can read Danby Bloch’s excellent piece in full, here:

Danby Bloch: Why cashflow planning is king

World food celebrated at Lifetime House!

The Lifetimers came together on Monday – some of them in their Halloween costumes – in a celebratory world food event.

The company’s new social area was the perfect venue – and the food, most of it having been made by the staff’s fair hands(!) – went down an absolute treat.

Food linked with the following countries was on display:

Holland (Annabelle); Italy (Nicola); Ireland (Lucie); India (Hayley); France, savoury (Jill); Spain (Miles); Germany (Michael); Wales (Scott); Austria (Sue); Greece (Mathew); Japan (Amy); China (Natalie); Sweden (Shelia); France, sweet (Bill); Scotland (Brian S); England, savoury (Sarah); USA, savoury (James); Switzerland (Danny); England, sweet (Elaine); Mexico (Joe); Turkey (Macy).

  • Pictures courtesy of Annabelle Dickinson.






Vision and values at the forefront of Lifetime staff meeting

Vision, values and employee engagement were at the forefront of an informative Lifetime staff meeting at Wortley Hall near Sheffield on Monday morning (October 9).

Managing Director Ian Dickinson and fellow directors Brian Skelton and William Bottomley (all pictured below) delivered engaging presentations which gave the staff an insight into the potentially glittering future of the Yorkshire-based company.

Lifetimer Annabelle Dickinson was on hand to capture a few other snapshots of an excellent event – which finished with a lovely lunch in such eye-catching surroundings.


Hip Hip Hooray! Lifetimer Luke passes financial planning exam

Lifetimer Luke Worthy is one happy chap – after passing his latest financial planning exam.

Luke (pictured below), a former University of Sheffield graduate, had been studying hard and all that work paid off as he passed with flying colours and now becomes a qualified financial adviser.

Well done Luke – many congratulations!

Episode 26 of Lifetime’s Desert Island Discs – featuring financial planner Luke Worthy

Desert Island Discs: Episode 26, financial planner Luke Worthy:

Very difficult to come up with eight favourite songs!

Disc One: Grounds For Divorce – Elbow


Disc Two: Out Of The Black – Royal Blood


Disc Three: That Golden Rule – Biffy Clyro


Disc Four: Hysteria – Muse


Disc Five: Goodbye – Circa Waves


Disc Six: Lights Out – Royal Blood


Disc Seven: Wired – Mallory Knox


Disc Eight: Radioactive – Imagine Dragons


Choice of Book: The Lord Of The Rings (trilogy) – J.R.R. Tolkien


Luxury Item: Rubik’s Cube

To keep me occupied on the desert island!

Lifetimers explain financial planning career to Sheffield Hallam students

A Lifetime trio ventured into ‘student land’ on Friday (September 22) – to talk about a career in financial services.

Director William Bottomley, Social Media Manager Andrew Lodge and trainee financial planner James Fisher popped along to the Sheffield Hallam University’s ‘Meet the Industry’ event.

Following presentations by representatives of Allianz, the CII and Aviva, the Lifetimers chatted to the students about becoming a financial planner.

James also delivered a terrific explanation of the ‘financial bucket’.

Lifetimers brave tough conditions on Snowdon to raise charity cash

Five Lifetimers braved very tough conditions to raise charity funds at the weekend.

James Fisher, Luke Worthy, Charlie Parker, Joe Musson and Danny North took part in the 2017 Invesco Perpetual Snowdon Challenge, raising much-needed cash for the Youth Adventure Trust.

After the gruelling two-day event, the five Lifetimers received the following, lovely message from the Trust:

“I am hoping that by now you are all feeling a huge sense of achievement, even if your legs are still a bit sore!  Snowdon gave us all some challenging weather conditions to deal with, and you all still came through smiling at the end.  I just wanted to say a very heartfelt thank you for taking on the challenge, now in it’s tenth year and for raising such an incredible amount of money.

“£118,000 from this year’s 30 teams will mean that 35 vulnerable young people will be able to participate in our programme, helping them to transform their lives.

“Yesterday we received an email from one of our young people who has some challenges of her own and has just finished our programme:

“‘I enjoyed the activities we did because they were really fun and made me learn stuff, like when we were abseiling down a cliff I learnt that I don’t have to be afraid because as it got close I was crying, but I still did it and it was great. I have made loads of new friends there from lots of other schools and still talk to some of them and it has made me a bigger person so I just want to say thanks.’

“On behalf of everyone at Youth Adventure Trust and all our young people – a huge thank you.”


– Philippa Cox, Corporate Partnerships Manager, Youth Adventure Trust