A drop of the white stuff during the opening weeks of 2013 led to a reduction in mortgage approvals according to the UK’s major banks.

The wintry weather was a key reason for the downturn the British Bankers’ Association have stated.

They revealed there were 32,288 mortgages approved for house purchases during January 2013, down on December and 14% lower than January 2012.

Well, if that is the case then Lifetime is happily bucking the trend.

Michelle Youel of our Mortgage and Protection department enthused: “We have been doing very decent business since the turn of the year and we have more in the pipeline.

“Mortgage Adviser Ken Abbott again displayed Lifetime’s commitment to quality client service by carrying out an appointment on a Saturday morning, as the clients could not be seen during the week.

“Referrals continue to come in as a result of Lifetime’s reputation as a business people can trust.

“We also recently had a positive meeting with our new Virgin Money Business Development Manager Nick Holden and he gave us some excellent information on their lending criteria, especially for self-employed clients and limited companies.”

It is hoped that cheaper deals and greater availability of mortgages, as well as increased interest from first-time buyers, will lead to improving statistics in the mortgage market during the course of 2013.

Lifetime is only too pleased to lead the way!